What is the currency of Croatia?

The transition from the Croatian Kuna to the euro officially began on January 1, 2023. Croatia had been preparing for this changeover since the country joined the European Union in 2013. Prices in Croatia are now displayed in both euros and Kuna, although payment must be made in euros from January 14th, 2023, onwards. This change brings many benefits to Croatia, such as easier access to European markets, increased tourism, and improved economic stability.

Exchange Rate from Kuna to Euro

The fixed conversion rate for Kuna to euro is established at 1.00 EUR = 7.53450 HRK. This exchange rate was set by the Croatian National Bank to ensure a smooth transition and maintain stability during the changeover. This conversion rate applies to all transactions, including cash exchanges, credit card payments, and bank transfers.

Dual Circulation

The dual circulation of the Croatian Kuna and the euro ended on January 14th, 2023. This means that all transactions must be made in euros from that date onwards. However, tourists with leftover Kunas from previous trips can still exchange them for euros at banks in Croatia until the end of 2023.

Currency of Croatia – Money of Croatia

Croatia officially adopted the euro as its currency on January 1, 2023. Each euro is divided into 100 euro cent coins. Prior to this date, the Croatian Kuna was the official currency. The adoption of the euro brings Croatia into the eurozone, allowing for easier trade and investment with other European countries. It also eliminates the need for tourists to exchange their currency when visiting Croatia.

Can I Use Dollars and Euros in Croatia?

While the euro is the official currency in Croatia, many shops and small tour operators still accept US dollars. However, tourists should be prepared for a poor exchange rate and receive change in euros. It is always best to carry euros when visiting Croatia to avoid any confusion or extra fees.

Cash or Credit Cards in Croatia

Debit and credit cards are widely accepted in Croatia, and ATMs are located in most areas. However, it is important to carry cash for small purchases, such as buying coffee or paying for public transportation. Some establishments may not accept credit cards, so it is best to have a mix of both cash and cards.

Tipping in Croatia – Cash or Card

Tipping in Croatia is a common practice, and rounding up the bill or leaving 10%-15% of the total bill is typical. If paying the bill by card, it is best to leave a cash tip instead of adding it to the bill. This is because most establishments do not provide an option to leave a tip when paying by card.

Euro Denominations

Croatian euro banknotes come in denominations of 5, 10, 20, 50, 100, 200, and 500, though 500s are not yet commonly seen. Each banknote features a famous European architectural style, such as Gothic or Baroque. Euro coins come in eight denominations, ranging from 1 cent to 2 euros. The design of the coins reflects the European Union’s history and values, such as peace, unity, and freedom.

Where to Get Euros in Croatia

Money exchange points and ATMs are located throughout Croatia, making it easy to obtain euros. It is always best to use an ATM to withdraw cash, as exchange rates at money exchange points can vary widely. Tourists should also be aware of any extra fees charged by their bank for international transactions.

Is Croatia Expensive?

Compared to its Balkan neighbors, Croatia’s prices are higher, particularly in popular tourist destinations like Dubrovnik, Split, and the islands. However, Croatia still offers a variety of affordable options for tourists, such as local cafes, restaurants, and markets. The cost of living in Croatia can vary greatly depending on the region and the type of accommodation chosen. In general, prices for food, transportation, and entertainment are lower than in other European countries, making Croatia an attractive destination for budget-conscious travelers.

In addition to its affordability, Croatia offers breathtaking scenery, a rich history, and a vibrant culture. The country is home to stunning national parks, beautiful beaches, and charming coastal towns. Its cities, such as Dubrovnik, Split, and Zagreb, are full of history and architectural wonders, offering visitors a glimpse into Croatia’s past. Its food and wine scene are also worth exploring, with many local specialties and delicious wines to try.

Conclusion

Croatia’s transition to the euro as its official currency is a significant change for the country, but it brings many benefits for both locals and tourists. While cash and credit cards are widely accepted in Croatia, it is always best to have a mix of both, as some establishments may not accept credit cards or may charge extra fees for card payments. Tipping in cash is preferred, and euros can be obtained from ATMs and money exchange points throughout the country.

Croatia is no longer a cheap travel destination, but it still offers many affordable options for tourists. Its natural beauty, rich history, and vibrant culture continue to attract visitors from around the world. With the adoption of the euro, Croatia is now more closely integrated with the rest of Europe, making it easier for travelers to explore this beautiful country and its neighbors.